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Hartgrove Insurance, A Branch of TWFG Insurance Services. Blog: aca

View the latest blog posts from Hartgrove Insurance, A Branch of TWFG Insurance Services..

Tuesday, January 21, 2020

Is Your Vacant Home Covered by Insurance?

Under a typical mortgage contract, the homeowner is obligated to maintain insurance. Legally, until the mortgage company forecloses or a short sale is complete, the homeowner is liable for damages incurred during a robbery or vandalism in a vacant home unless there’s insurance coverage. READ MORE >>

Wednesday, November 29, 2017

Preparing Your Home for Vacation

Vacation is for fun and relaxation. Help save yourself some worry about what could be happening at home by protecting it from theft and damage while you are away. Here is a checklist we have developed to help you have a relaxing and peaceful vacation. Make sure all electrical appliances are turned off. READ MORE >>

Friday, October 6, 2017

Home Security Tips for Travelers

  Vacations are meant to be fun and relaxing. Instead of worrying about your home's security while you're gone, you can follow some or all of these tips to keep your peace of mind. Rely on Neighbors Homes that are within close visual proximity to their neighbors could be overseen -- at least somewhat -- by them while the homeowner is away on vacation. READ MORE >>

Friday, November 4, 2016

An Alternative Solution to Traditional Health Insurance

As of November 1, 2016 the open enrollment marketplace for health insurance has begun and will end on January 31, 2017. Millions of Americans and small business are experiencing soaring prices with less options for their heath care needs. READ MORE >>

Tuesday, June 21, 2016

7 Travel Tips for Your Money and Identity

Keep Your Financial Life From Taking an Unplanned Detour While Traveling   Travelers and tourists are a dream for thieves. They’re typically carrying plenty of cash and valuables. They often have smartphones full of personal information. And, they can easily get caught up in the sights and forget to be aware of their surroundings. READ MORE >>

Monday, March 21, 2016

Insuring a Second Home

Keep Your Place to Play Safe and Secure   The whole point of a second home, be it a summer vacation retreat or a winter snow-birding destination, is to provide an escape from day-to-day worries, a place to recharge and have fun. But, of course, owning property is never all fun and games. READ MORE >>

Monday, March 14, 2016

Sail Away Safely: 5 Keys to a Successful Cruise

Tips to Help Keep Your Winter Cruise Safe When the snow piles high and the thermometer drops low, what better way to beat the winter blahs than cruising to a tropic port – or several? But, when you plan a winter cruise, plan for safety as well as fun. READ MORE >>

Tuesday, October 13, 2015

Two largest Obamacare co-ops fold, 400,000 left without insurance

More than 400,000 Americans are now without health coverage as the insurance cooperatives created under the Affordable Care Act continue to fail. Two more co-ops closed their doors this weekend – the Kentucky Health Cooperative, which served 51,000 members, and Health Republic Insurance of New York, with 215,000. READ MORE >>

Friday, September 18, 2015

Senators Introduce Bill to Repeal 'Cadillac' Tax

Earlier today, Sen. Dean Heller (R-Nevada) and Sen. Martin Heinrich (D-New Mexico) introduced legislation that would repeal the Affordable Care Act’s (ACA’s) 40% excise tax, also known as the “Cadillac” tax. Starting in 2018, the ACA will impose a 40% tax on health benefits that exceed an established annual cost. READ MORE >>

Friday, February 27, 2015

Insurers ask to raise premiums if Supreme Court axes ACA provisions

Health insurance agents may need to start preparing to break news of even higher premiums to clients later this year if the Supreme Court decides to defund much of the existing federal subsidies provided under the Affordable Care Act. READ MORE >>

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