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Hartgrove Insurance, A Branch of TWFG Insurance Services. Blog: auto insurance

View the latest blog posts from Hartgrove Insurance, A Branch of TWFG Insurance Services..

What Are Uninsured and Underinsured Motorist Bodily Injury Coverage? Uninsured and underinsured motorist bodily injury insurance (UMBI & UIMBI) are designed to help protect you and your auto passengers from the financial costs of injuries if you are hit by someone who does not have insurance or who does not have enough insurance. READ MORE >>

Telltale Signs of Flooding: A musty odor in the interior, which can sometimes be covered with a strong air-freshener Upholstery or carpeting which is loose, new, stained or doesn’t match Damp carpets Rust around doors, under the dashboard, on the pedals or inside the hood and trunk latches READ MORE >>

Today, as car sharing has grown in popularity (well over a million people are members of various services in the U.S., according to the Transportation Sustainability Research Center (TSRC)), the number of options has grown, too. READ MORE >>

It’s easy to lower your insurance costs — especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad campaigns to convince you to “switch and save&rd... READ MORE >>

Maybe you've been here before. You've just come off the plane, picked up your baggage and gone to the rental car counter. You're tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you're asked, "Do you want insurance with that? READ MORE >>

  Not Texting Is a Start, but There’s More to Safe Driving   Many people have a limited definition of “distracted driving”: They think it only means texting behind the wheel. There’s good reason for that, because texting requires visual, manual and cognitive attention — the same attention required for safe driving. READ MORE >>

On a Road Full of Holes? Here's How to Keep Your Car Whole   Spring is just around the corner, and that means something else might be lurking around the corner, too: A nasty pothole. February, March and April are the worst months for potholes, according to Popular Mechanics, because roads are going through a constant process of freezing, thawing and then freezing again. READ MORE >>

Car Repair Shouldn’t be Intimidating “Never trust a mechanic who drives new cars. They're either charging too much money for their work, or they can't keep an old car running — maybe both.” —Patricia Briggs, author READ MORE >>

Autumn is well under way, as are the shorter days and the capricious, gusty and often wet conditions it brings to much of the U.S. And even with the hope that we may be able to enjoy a few more warm days outdoors before winter takes over, there’s no denying or stopping the onslaught of colder weather. READ MORE >>

An Independent Agent Explains: Why Discount Car Insurance May Cost a Lot More Than You Think This post is part of a series of insurance blogs on Safeco.com showcasing the expertise of independent insurance agents and aimed at helping you understand important insurance coverages and issues. READ MORE >>

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