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Hartgrove Insurance, A Branch of TWFG Insurance Services. Blog: liability insurance

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For most, the kitchen is the heart of the home, especially during the holidays. From testing family recipes to decorating cakes and cookies, everyone enjoys being part of the preparations. So keeping fire safety top of mind in the kitchen during this joyous but hectic time is important, especially when there’s a lot of activity and people at home. READ MORE >>

“You probably don’t think your dog would ever bite someone, let alone cause a serious injury, but dog bites are more common than you might realize. 4.5 million occur every year in the U.S., according to the Centers for Disease Control and Prevention, and most victims are young children. READ MORE >>

Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more. READ MORE >>

One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could result in a multi-car accident. READ MORE >>

Drive and Decorate Carefully to Help Avoid an Insurance Claim This Holiday Season The holidays are a special time of the year with friends, family, loved ones and … your insurance company? Yes, your insurance company may play a role in your holiday season for a variety of reasons, and not just for winter storm claims or winter auto accident claims, either. READ MORE >>

Who Pays if Someone Falls on Your Sidewalk? A cracked sidewalk – minor annoyance or major lawsuit risk? Well, it’s a little bit of both. If you’re a property owner, it’s important to identify and carry out your sidewalk maintenance responsibilities. READ MORE >>

Keep Your Place to Play Safe and Secure   The whole point of a second home, be it a summer vacation retreat or a winter snow-birding destination, is to provide an escape from day-to-day worries, a place to recharge and have fun. But, of course, owning property is never all fun and games. READ MORE >>

On Super Bowl Sunday, everything is big. Except for Thanksgiving, Americans consume more food on this day than on any other. The game usually ranks as the most watched television event of the year in the U.S. And with 90% of viewers at their home or someone else’s, that means there are lots of Super Bowl parties – and lots of risk for homeowners. READ MORE >>

Swimming pools can be a lot of fun on a hot summer day, whether you’re lounging and floating for a few hours, or playing any number of family water games. But did you know that each year, thousands of people are seriously injured or die in swimming pool accidents? READ MORE >>

On Super Bowl Sunday, everything is big. Except for Thanksgiving, Americans consume more food on this day than on any other. The game usually ranks as the most watched television event of the year in the U.S. And with 90% of viewers at their home or someone else’s, that means there are lots of Super Bowl parties – and lots of risk for homeowners. READ MORE >>

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