Thursday, October 27, 2016 Who Pays if Someone Falls on Your Sidewalk? A cracked sidewalk – minor annoyance or major lawsuit risk? Well, it’s a little bit of both. If you’re a property owner, it’s important to identify and carry out your sidewalk maintenance responsibilities. READ MORE >>
Wednesday, October 19, 2016 While home warranties can be an additional level of protection for your home, some homeowners may have chosen not to purchase one and others may not even know what one is. If you’re wondering how a home warranty could help protect your home, here are five misconceptions and myths debunked. READ MORE >>
Monday, October 3, 2016 Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your phone or other mobile device, so you can feel confident even when you’re out of the house. READ MORE >>
Friday, September 16, 2016 Hail storms can strike without much warning, leaving you with little time to react. Being prepared in advance — and knowing what to do — can help you stay safe and keep damage to a minimum. Consider signing up for local weather alerts, which deliver warnings when hail storms are approaching your area. READ MORE >>
Monday, May 2, 2016 Proactive Steps to Help Simplify a Property Claim This post is part of a series of insurance blogs on Safeco.com showcasing the expertise of independent insurance agents and aimed at helping you understand important insurance coverages and issues. READ MORE >>
Thursday, December 3, 2015 The trees in your yard can enhance your property, provide shade and offer abundant environmental benefits. However, trees can also pose a safety hazard to your family and your home if they are not properly inspected and maintained. Trees can present a particularly significant danger during a storm. READ MORE >>
Wednesday, August 26, 2015 If you live in a densely-populated area, chances are good that your home uses a municipal supply line to obtain its water. Commonly known as "water mains," these pipes typically run underneath neighborhood streets and deliver water to individual homes via "spur" lines. READ MORE >>
Tuesday, July 7, 2015 Accidents happen. When they do, homeowners insurance usually pay. When appliances in the home wear out, homeowners insurance does not pay. This general rule applies to furnaces and air conditioning units. The reason for replacement dictates whether insurance companies pay claims. READ MORE >>
Tuesday, May 5, 2015 Even though the New Year has just begun, hurricane season is only six months away and major storm or flood damage can happen at any time. Consider the following tips to help you prepare for storm damage claims issues in advance. Make sure that all the insurance that you might need to protect yourself is obtained and in effect. READ MORE >>
Wednesday, October 15, 2014 Texas has long had some of the highest homeowners insurance premiums in the country. In 2011, according to the National Association of Insurance Commissioners (NAIC), Texas had the third highest average premiums in the United States.1 For a home valued between $175,000 and $200,000, Texas homeowners premiums were 76% higher than the national average. READ MORE >>
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