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Hartgrove Insurance, A Branch of TWFG Insurance Services. Blog: westbury

View the latest blog posts from Hartgrove Insurance, A Branch of TWFG Insurance Services..

Thursday, December 11, 2014

Does Homeowners Insurance Cover Holiday Disasters?

You can minimize the financial damage of most disasters ... If you’ve ever watched “National Lampoon’s Christmas Vacation,” you probably laughed as one disaster after another wreaked havoc on the Griswold family’s holiday. READ MORE >>

Thursday, December 4, 2014

How Insurance Companies Handle Claims for Lost or Stolen Jewelry

  Do you need to insure your valuable items on a separate insurance policy? Insuring valuable items on a separate policy is a relatively inexpensive way to ensure you have coverage in the event the valuable items are lost, stolen or damaged.  These policies are most often called, a Personal Articles Floater or a Personal Articles Policy. READ MORE >>

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Friday, November 21, 2014

Umbrella Insurance Policies: Why You Might Want That Extra Protection

Dan Ramsey, an independent insurance agent with Brandt, Ramsey and Associates in Alexandria, Va., says the most memorable claim on an umbrella insurance policy he was involved in was made by a small business owner who had purchased a $2 million policy. READ MORE >>

Friday, November 14, 2014

Over 214,000 Doctors Opt Out of Obamacare Exchanges

Over 214,000 doctors won't participate in the new plans under the Affordable Care Act (ACA,) analysis of a new survey by Medical Group Management Association shows. That number of 214,524, estimated by American Action Forum, is through May 2014, but appears to be growing due to plans that force doctors to take on burdensome costs. READ MORE >>

Wednesday, October 29, 2014

Tips to keep children safe as they enjoy Halloween candy, costumes and trick or treating

BIRMINGHAM, Alabama -- Halloween is a time for kids to have fun but also a time for parents to guard their children's safety, according to a psychologist at The University of Alabama at Birmingham (UAB).  READ MORE >>

Wednesday, October 22, 2014

New survey sheds light on biggest insurance misunderstandings

A new survey of 2,000 adults, asking whether 10 insurance related statements were true or false, revealed some interesting insights into common insurance misunderstandings. The Insure.com survey, which all the questions asked were false, found the most common sources of misinformation extended from insurance for houses and red cars. READ MORE >>

Wednesday, October 15, 2014

Texas Homeowners Insurance: Why Is It So Expensive?

  Texas has long had some of the highest homeowners insurance premiums in the country. In 2011, according to the National Association of Insurance Commissioners (NAIC), Texas had the third highest average premiums in the United States.1 For a home valued between $175,000 and $200,000, Texas homeowners premiums were 76% higher than the national average. READ MORE >>

Wednesday, October 8, 2014

How Car Insurance Companies Investigate Accident Claims

After you file a claim with your car insurance company, the claim goes through a process that leads to a settlement. The exact way that your car insurance company investigates accident claims can vary depending on the following: The nature and severity of the accident. Your company’s own policies. READ MORE >>

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Friday, October 3, 2014

5 Tips to Help You Save on Health Care Costs

Beginning this year, most Americans are required to have health insurance or face tax penalty on their 2014 tax returns filed in 2015 under the Affordable Care Act. With open enrollment around the corner, selecting a health plan that is right for you, your family’s needs, and wallet is important. READ MORE >>

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Friday, September 26, 2014

Homeowner Tax Breaks Set to Expire in 2014

Homeowners should know that several homeowner tax breaks expired on December 31st. In the past, Congress has renewed these breaks, however there is no guarantee that they will renew them again. These tax breaks were originally created in response to the collapse of the housing market as temporary aid for homeowners. READ MORE >>

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