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Home > Es-Us > Blog > Hartgrove Insurance, A Branch of TWFG Insurance Services. Blog Page 16
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Hartgrove Insurance, A Branch of TWFG Insurance Services. Blog Page 16

View the latest blog posts from Hartgrove Insurance, A Branch of TWFG Insurance Services..

Wednesday, October 22, 2014

New survey sheds light on biggest insurance misunderstandings

A new survey of 2,000 adults, asking whether 10 insurance related statements were true or false, revealed some interesting insights into common insurance misunderstandings. The Insure.com survey, which all the questions asked were false, found the most common sources of misinformation extended from insurance for houses and red cars. READ MORE >>

Wednesday, October 15, 2014

Texas Homeowners Insurance: Why Is It So Expensive?

  Texas has long had some of the highest homeowners insurance premiums in the country. In 2011, according to the National Association of Insurance Commissioners (NAIC), Texas had the third highest average premiums in the United States.1 For a home valued between $175,000 and $200,000, Texas homeowners premiums were 76% higher than the national average. READ MORE >>

Wednesday, October 8, 2014

How Car Insurance Companies Investigate Accident Claims

After you file a claim with your car insurance company, the claim goes through a process that leads to a settlement. The exact way that your car insurance company investigates accident claims can vary depending on the following: The nature and severity of the accident. Your company’s own policies. READ MORE >>

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Friday, October 3, 2014

5 Tips to Help You Save on Health Care Costs

Beginning this year, most Americans are required to have health insurance or face tax penalty on their 2014 tax returns filed in 2015 under the Affordable Care Act. With open enrollment around the corner, selecting a health plan that is right for you, your family’s needs, and wallet is important. READ MORE >>

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Friday, September 26, 2014

Homeowner Tax Breaks Set to Expire in 2014

Homeowners should know that several homeowner tax breaks expired on December 31st. In the past, Congress has renewed these breaks, however there is no guarantee that they will renew them again. These tax breaks were originally created in response to the collapse of the housing market as temporary aid for homeowners. READ MORE >>

Friday, September 19, 2014

Safety tips for driving in wet weather

Summer sure has brought lots of heavy rain. Here are tips for keeping cars where they belong — on the road and out of the ditch — when driving in pouring rain: Slow down: Driving more slowly makes it easier to stop suddenly, whether it's in response to another car losing control or debris in the road. READ MORE >>

Friday, September 5, 2014

Five Easy Ways to Prevent Identity Theft and Cyber Crime

  Here are some great tips from a recent article by Eric Bell, founder and editor-in-chief of YoBucko! Identity theft and cyber crime are major concerns these days. Modern advances in technology and cyber security are doing a lot to limit the risks you’ll be a victim of identity thef... READ MORE >>

Friday, August 22, 2014

Builder's Risk Insurance--When Do You Need It?

  Whether you are renovating your own building, building a completely new one, or adding improvements to your property, builder's risk insurance may be something to check out. It is sometimes known as "course of construction insurance" and is a specialized type of property insurance. READ MORE >>

Tuesday, August 19, 2014

Why Buy Employment Practices Liability Insurance?

EPLI Claim Examples You're Fired! A 62-year-old housekeeper alleged that a local hotel franchisee terminated her employment because of her age so she filed a charge with the Equal Employment Opportunity Commission (EEOC) under the Age Discrimination in Employment Act. READ MORE >>

Friday, August 15, 2014

Can Someone Not on My Insurance Policy Drive My Car?

In most cases, a person not covered on your auto insurance policy can drive your car, and your insurance company will cover him, the same way as it would cover you if you had been driving. There are a few exceptions to this rule, though, for example when the driver is a member of your household or does not have a valid driver's license. READ MORE >>

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