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Home > Es-Us > Blog > Hartgrove Insurance, A Branch of TWFG Insurance Services. Blog: homeowner
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Hartgrove Insurance, A Branch of TWFG Insurance Services. Blog: homeowner

View the latest blog posts from Hartgrove Insurance, A Branch of TWFG Insurance Services..

Thursday, August 19, 2021

Why a basic Homeowners policy isn’t always enough

January 6, 2021 Sometimes, a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage and prevents you from paying too much out of pocket in case of a claim. READ MORE >>

Wednesday, August 14, 2019

Insurance terms, explained

Med Pay? PIP? Dec pages? Insurance terms, explained  With all kinds of different coverage's for all kinds of different needs, insurance can be very confusing. And to make it even more challenging, at times it probably seems like insurance websites and policy documents are written in a completely foreign language. READ MORE >>

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Monday, July 8, 2019

CrossCountry Mortgage is offering Lower Interest Rates

Over the last 6 month, we have seen a significant trend in lower interest rates. In fact, they are over 1% lower than what we saw from last November. There are a number of reasons why this is happening and if you want to know more about it then, feel free to call me and I'll be happy to discuss the details with you. READ MORE >>

Tuesday, August 14, 2018

Do You Want to Buy in an HOA Community?

More and more new communities and home developments have Home Owner Associations, or HOA's. However, not all HOA's are the same. First-time home buyers should investigate the community and the health of an HOA prior to purchasing a property. Many HOA's add amenities and value to a community. READ MORE >>

Wednesday, October 19, 2016

5 Home Warranty Myths Debunked

While home warranties can be an additional level of protection for your home, some homeowners may have chosen not to purchase one and others may not even know what one is. If you’re wondering how a home warranty could help protect your home, here are five misconceptions and myths debunked. READ MORE >>

Friday, September 9, 2016

5 Chores to Do in Your New Home

Is there really such a thing as “move-in condition”? Maybe, especially if the home is brand new. But even a home just a few years old may need some attention before you move in. And you may want to get some of those tasks done before you bring all of your belongings to your new home. READ MORE >>

Monday, April 25, 2016

Flood Recovery Continues, but Insurance Nightmare Awaits

Multibillion-dollar flood damage has people throughout the Houston area checking the insurance policies on their homes and cars. Auto claims are mounting at the state's leading insurer, State Farm, says spokesman Chris Pilcic: "About 6,500 claims filed so far across the state related to heavy rain; those are just cars. READ MORE >>

Wednesday, March 2, 2016

Have Guns in Your House? 5 Things to Keep in Mind

Gun Safety at Home   The topic of guns can be very sensitive, but there’s one thing virtually everyone can agree on: Storing them safely is incredibly important, particularly in homes with children or even those where children occasionally visit. READ MORE >>

Tuesday, July 7, 2015

Does Typical Homeowners Insurance Cover the Replacement of a Furnace & AC?

Accidents happen. When they do, homeowners insurance usually pay. When appliances in the home wear out, homeowners insurance does not pay. This general rule applies to furnaces and air conditioning units. The reason for replacement dictates whether insurance companies pay claims. READ MORE >>

Friday, April 17, 2015

Brace Your Clients for New Flood Policy Surcharge

More than a year after President Obama signed into law the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA), FEMA is still working on implementing changes to the NFIP and flood insurance rates across the country. READ MORE >>

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